CHILDREN WITH ADHD – Term Paper Example

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It is advised by the governing bodies that it is a licit drug but keeping in account its behaviour changing results, also refer to as mind altering results and its misuse among non patients, its high prescription rate in the state only suggests that it is due to incompetent law enforcement and poor governance. Proper Diagnosis is Essential: It is of great importance that a child should be diagnosed properly for Attention deficit hyperactivity disorder (ADHD) before prescribing any drugs. It is commonly misdiagnosed, since the symptoms of ADHD can be easily misread for any other learning disability.

Usually teachers are the first ones who can identify the problem in a child, his lack of interest, hyperactivity and poor concentration, but if she reports such a child to the school nurse he shouldn’t be given Ritalin right away ‘assuming’ that he has ADHD, in fact he should be referred to a paediatrician who furthermore will advise to take the child to mental health specialist as they have experience and expertise in diagnosing such a child based on various individual studies (CHADD, 2012). Health Insurance for Attention Deficit Hyperactivity Disorder (ADHD): Health insurance is an agreement between an individual and the insurance company.

These insurance companies cover the high medical cost and they agree to pay a part of the medical cost when it is needed as per plan. One can get a policy or a plan from these companies based on your medical services requirements (NLM, 2012) Mostly, Americans get there insurance policies through their employers, in this case the employers pays for the insurance. The insurance through employers is referred to as ‘managed care plan’.

A managed care plan, in general, is an agreement in which health care providers and medical services are offered to the members at reduced rates. There can be three broad ranges of these managed care plans; Health Maintenance Organization Plans (HMO) pays for care within the organization, in which you can nominate a doctor who takes care of most of your care. Preferred Provider Organization Plans (PPO) pays more if you stay in the organization but will also pay (lesser amount) if you leave the organization. Point of Service Plans (POS) let you choose between HMO and PPO whenever the need of health care arises. In addition to above mentioned insurances types, you can also purchase health care insurance on your own.

If you meet certain requirements set by the government you will be eligible for Government Health Insurances, such as Medicare, Medicaid and SCHIP (State Childrens Health Insurance Program).

REFERENCES

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CESAR (Center for substance abuse research), Ritalin, October 29, 2013. Web April 18, 2014 <http://www.cesar.umd.edu/cesar/drugs/ritalin.asp>

CHADD (Children and Adults with ADHD), Updated December 2012. Web April 18, 2014 <http://www.chadd.org/Advocacy/Healthcare/Healthcare-Reform.aspx>

National Library of Medicine, Health Insurance, Revised 2012. Web April 18, 2014 <http://www.nlm.nih.gov/medlineplus/healthinsurance.html>

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